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Preserve and Grow

As many clients approach retirement and enter in to their retirement years, their investment objectives and needs may change. Growth of their assets may no longer be the primary focus of their investment portfolio. The desire for more preservation of their money may become more important.  A severe loss of their principal could be devastating to their retirement lifestyle and plans. 

Preserve and Grow is a strategy designed for clients that need some growth to sustain a possible 20 to 30 year retirement lifespan, but seek to avoid large losses during severe downturns in the markets. 

Our Preserve and Grow Strategy is a capital preservation model with an offensive strategy. To put it another way, a good defense can be the best offense. The primary directive is to manage risk. The objective of the process is to capture some growth when the market is rising and preserve capital when the market is falling. This buy and sell discipline is the foundation of the Preserve and Grow Strategy. We use quantitative and qualitative analysis to work toward this goal. Quantitative data includes such things as price, volume and momentum to help identify entry points into the market and exit points from the market. Qualitative analysis includes our screening process of the investment opportunities. Our process monitors each portfolio and adjusts your investment mix as the market cycles evolve.

The Preserve and Grow Strategy strives to:

  •  Dynamically manage risk
  •  Help preserve portfolio values in declining markets by “parking” assets out of the market
  •  Help lower portfolio volatility over time and limit exposure to large losses
  •  Create lower volatility portfolios that preserve the ability to compound asset values over time

Buy, Hold and Hope is not a good investment strategy.

  • This means that we don’t “ride out the storm.” We try to build a storm shelter.
  • We don’t use a “set it and forget it” approach to your savings that you’ve worked so hard to build.  
  • We don’t leave your portfolios to chance and hope that things will work out soon.

The information in this material is for informational purposes only and is not intended to provide specific advice. Please speak with your financial advisor as it pertains to your specific situation. No strategy ensures profit or protects against loss. There is no guarantee that the investment objective of the strategies will be met.

Investing involves risk including loss of principal.

Observed market movement may not persist in the future. There is no way to determine the "right" time to enter or exit the market, such as the top or bottom. Signals for offensive/defensive action may be inaccurate.